One wonders how many buyers, insurers or brokers in the financial services sector woke with a spring in their step on January 2012? The ‘financial crisis’ has been with us since 2008 and the dawn of 2012 perhaps brings more uncertainty than any other moment in the recent past.

Insurers and buyers have had enough to contend with without the potential threat of a breakdown of the Eurozone. This overview seeks to throw some light on recent developments, discuss where the insurance market might be headed and suggest how to navigate these choppy waters.

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